Temporary Short-Term Medical Insurance

What You Need . . .

(STM) Short Term
Medical Insurance

(OTM) Overseas Travel
Medical Insurance

By (HPA)
Health Plan
Administrators, Inc.

(FREE) NO-OBLIGATION RATE QUOTE FOR COVERAGE THAT FITS YOU BEST

	You are Between Jobs or Health Insurance Plans, or You Need A Cost Effective COBRA Alternative
	You are in a 30, 60 or 90 Day New Employee Insurance Waiting Period
	You are a Contract, Part-Time or Temp-to-Perm Employee
	You Need Dependent Child Coverage (for 2-18 year olds)
	Your College Credit Hours are Too Few for You to be Covered by a Parent’s Insurance Plan, or You are a Recent Graduate in Need of Coverage Until...
	You Test HIV Positive. You Can be Covered for Other Unrelated Needs
	You Need 3-Year Coverage (12x3 Coverage Option)
(No Qualification Required for the Following)
	You are a U.S. Citizen/Resident, Traveling or Residing Outside the U.S.
	You are a Non-U.S. Citizen Traveling Within the United States
	You Need a Pharmacy Rx-Pay Card ($10 Generic Co-Pay and $20 Preferred Brand-Name Co-Pay)
subject to underwriting, applicants may reapply as needed

When You Need It . . .

ACT Today Insured Tomorrow

	•	Apply to Qualify in As Little As 10 Minutes Today
	•	Receive Instant Approval

How You Want It . . .

More Flexible Than Your Typical HMO or PPO Insurance Plan
You Can Choose
	•	Your Own Doctor and Your Own
		Hospital

•

Have Coverage Be Effective as Early as Midnight Tonight

HPA 10 Day $$$ Back Guarantee
Anytime Cancellation Option

Review Your Certificate/Policy

If you are not satisfied for any reason, return your Certificate or Policy to HPA within 10 days of receipt with a written request to cancel your insurance coverage.

During the term of your policy you may cancel your remaining coverage at any time with written notice.

	•	Your Coverage for 1 to 6, or 12 Months
	•	Your Deductible, and Your Co-Pay
	•	From Monthly or Single Payment Options
HPA Also Gives You
	•	Discounts for Single Pay 30 to 180 Day Plans
	•	Unlimited Re-Applies
	•	A $2 million Lifetime Maximum per Insured Person
	•	Guaranteed Coverage For The Term Approved

Temporary Short-Term Medical Insurance		· For more than 60 years HPA has provided innovative health care solutions to meet customer needs with integrity, creativity and value. · You may quickly and easily join thousands of others who enjoy HPA’s quality, cost effective, short term medical insurance benefits. · FREE! No-Obligation Rate Calculator to determine what best suits your needs.

From An A. M. Best "A" Rated Provider

Click Here:		for Eligibility, Covered Expenses, Exclusions and Limitations